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1rem}a{color:var(--text-link);text-decoration:none}a:hover{color:var(--text-link-hover);text-decoration:underline}nav a,nav a:hover,footer a,footer a:hover{text-decoration:none}ul,ol{padding-left:1.4rem;margin:0 0 1rem}li{margin-bottom:.4rem}::selection{background:var(--blue-100)}.num{font-family:var(--font-numeric);font-variant-numeric:tabular-nums;letter-spacing:var(--tracking-numeric)}.eyebrow{font-size:11px;font-weight:700;letter-spacing:var(--tracking-caps);text-transform:uppercase;color:var(--text-muted)}.container{max-width:var(--container-max);margin:0 auto;padding:0 var(--gutter)}.prose{max-width:46rem}.lead{font-size:17px;line-height:1.62;color:var(--gray-600);max-width:46rem}.muted{color:var(--text-muted);font-size:.9rem}.updated{font-size:13px;color:var(--text-muted)}@keyframes alrm-pulse{0%,to{opacity:.22}50%{opacity:1}}@keyframes alrm-dot{0%,to{opacity:.75}50%{opacity:1}}.alrm-arc{transform-box:view-box}.alrm-pulse .alrm-arc{animation:alrm-pulse 2s ease-in-out 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.card-link{margin-top:auto;display:inline-flex;align-items:center;gap:6px;font-size:14.5px;font-weight:600;color:var(--accent)}.card .card-link:hover{color:var(--accent-hover);text-decoration:underline}.card .card-link+.card-link{margin-top:6px}.card-icon{display:flex;align-items:center;justify-content:center;width:44px;height:44px;border-radius:var(--radius-md);background:var(--surface-accent-soft);color:var(--accent);margin-bottom:18px;flex:none}.answer-box{background:var(--surface-accent-soft);border:1px solid var(--blue-100);border-radius:var(--radius-md);padding:18px 20px;margin:28px 0;font-size:15.5px;line-height:1.65;color:var(--gray-700);max-width:70em;text-wrap:pretty}.answer-box strong{color:var(--text-heading)}.answer-box p:last-child{margin-bottom:0}.note-box{background:var(--surface-inset);border:1px solid var(--border-subtle);border-radius:var(--radius-md);padding:16px 20px;margin:24px 0;font-size:14.5px;line-height:1.65;color:var(--gray-600);max-width:70em}.table-wrap{overflow-x:auto;margin:28px 0;border:1px solid var(--border-subtle);border-radius:var(--radius-lg);background:var(--surface-card);box-shadow:var(--shadow-xs)}table{border-collapse:collapse;width:100%;font-size:15px}th,td{text-align:left;padding:16px 20px;border-bottom:1px solid var(--border-subtle);vertical-align:top;line-height:1.6}thead th{background:var(--gray-50);font-family:var(--font-body);font-size:11px;font-weight:700;letter-spacing:var(--tracking-caps);text-transform:uppercase;color:var(--text-muted);white-space:nowrap;border-bottom:1px solid var(--border-subtle)}tbody tr:last-child td{border-bottom:none}td strong,tbody th{font-family:var(--font-display);font-weight:700;color:var(--text-heading);letter-spacing:var(--tracking-tight)}td .yes{color:var(--trust-strong);font-weight:600}td .no{color:var(--danger);font-weight:600}@media(max-width:760px){.table-wrap{position:relative;overflow:visible}.table-wrap:before{content:"Dra åt sidan för att se hela tabellen →";display:block;font-size:12.5px;color:var(--text-muted);padding:9px 16px;border-bottom:1px solid var(--border-subtle);background:var(--gray-50);border-radius:var(--radius-lg) var(--radius-lg) 0 0}.table-wrap:after{content:"";position:absolute;top:2.4rem;right:0;bottom:0;width:1.75rem;background:linear-gradient(to left,rgba(11,27,46,.1),transparent);pointer-events:none;border-radius:0 0 var(--radius-lg) 0}.table-wrap table{display:block;overflow-x:auto;-webkit-overflow-scrolling:touch}.table-wrap table::-webkit-scrollbar{height:8px}.table-wrap table::-webkit-scrollbar-track{background:var(--gray-100)}.table-wrap table::-webkit-scrollbar-thumb{background:var(--gray-400);border-radius:4px}}.provider-logo{width:var(--logo-box-w);height:var(--logo-box-h);flex:none;display:inline-flex;align-items:center;justify-content:center;vertical-align:middle}.provider-logo img{max-width:84px;max-height:36px;display:block}.provider-logo img.wide{max-height:28px}.provider-logo.placeholder{border:1px dashed var(--border-default);border-radius:var(--radius-sm);font-size:11px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--text-muted)}.provider-cell{display:flex;align-items:center;gap:14px}.faq{max-width:56rem}.faq details{border:1px solid var(--border-subtle);border-radius:var(--radius-lg);margin-bottom:12px;background:var(--surface-card);box-shadow:var(--shadow-xs);overflow:hidden}.faq summary{cursor:pointer;padding:19px 56px 19px 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h2,.cta-band h3{color:#fff;margin:0 0 6px}.cta-band h3{font-size:22px}.cta-band p{color:var(--gray-400);margin:0;max-width:34rem;font-size:15.5px}.calc{background:var(--surface-card);border:1px solid var(--border-subtle);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);padding:32px;margin:36px 0}.calc h3{margin-top:0;font-size:22px}.calc-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(15rem,1fr));gap:20px}.calc fieldset{border:1px solid var(--border-subtle);border-radius:var(--radius-md);padding:18px 20px;margin:0;background:var(--gray-50)}.calc legend{font-family:var(--font-display);font-weight:700;font-size:15px;letter-spacing:var(--tracking-tight);color:var(--text-heading);padding:0 6px}.calc label{display:block;font-size:12.5px;font-weight:600;color:var(--gray-600);margin:12px 0 5px}.calc input[type=number]{width:100%;padding:10px 12px;border:1px solid var(--border-default);border-radius:var(--radius-md);font-size:15px;font-family:var(--font-numeric);font-variant-numeric:tabular-nums;background:#fff;color:var(--text-heading);transition:border-color var(--dur-fast) var(--ease-out)}.calc input[type=number]:focus{outline:none;border-color:var(--border-focus);box-shadow:var(--focus-ring)}.calc-years{display:flex;gap:8px;margin:24px 0 8px;align-items:center;flex-wrap:wrap}.calc-years button{padding:8px 18px;border:1px solid var(--border-default);background:#fff;border-radius:var(--radius-pill);font-family:var(--font-display);font-weight:600;font-size:14px;color:var(--text-heading);cursor:pointer;transition:background var(--dur-fast) var(--ease-out),border-color var(--dur-fast) var(--ease-out)}.calc-years button:hover{border-color:var(--border-strong);background:var(--gray-50)}.calc-years button[aria-pressed=true]{background:var(--ink-900);color:#fff;border-color:var(--ink-900)}.calc-result{margin-top:20px}.calc-bar-row{display:grid;grid-template-columns:11rem 1fr;gap:12px;align-items:center;margin-bottom:12px}.calc-bar-label{font-size:13.5px;font-weight:600;color:var(--gray-600)}.calc-bar-track{background:var(--gray-100);border-radius:var(--radius-pill);height:34px;position:relative;overflow:hidden}.calc-bar{height:100%;border-radius:var(--radius-pill);display:flex;align-items:center;justify-content:flex-end;padding-right:12px;color:#fff;font-family:var(--font-numeric);font-variant-numeric:tabular-nums;font-weight:700;font-size:14px;min-width:5.5rem;white-space:nowrap;transition:width .4s var(--ease-out)}.calc-bar.abo{background:var(--ink-700)}.calc-bar.own{background:var(--trust)}.calc-diff{font-size:15px;margin-top:18px;padding:16px 20px;background:var(--surface-accent-soft);border:1px solid var(--blue-100);border-radius:var(--radius-md);color:var(--gray-700)}.calc-diff strong{color:var(--text-heading)}.calc-note{font-size:13px;color:var(--text-muted);margin-top:16px;margin-bottom:0;line-height:1.6}@media(max-width:540px){.calc{padding:22px}.calc-bar-row{grid-template-columns:1fr;gap:4px}}.quickcalc-section{background:var(--surface-ink)}.quickcalc-section .container{padding-top:72px;padding-bottom:72px;display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:center}.quickcalc-section h2{color:#fff;margin:0 0 16px;text-wrap:balance}.quickcalc-section .lead{color:var(--gray-400);margin:0 0 28px;max-width:30em}.quickcalc-card{background:var(--surface-ink-nested);border:1px solid var(--ink-700);border-radius:var(--radius-lg);padding:32px}.quickcalc-row{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:6px}.quickcalc-card input[type=range]{width:100%;accent-color:var(--blue-500);height:26px;cursor:pointer;display:block;margin:0 0 4px}.quickcalc-scale{display:flex;justify-content:space-between;font-family:var(--font-numeric);font-size:12px;color:var(--gray-600);margin-bottom:28px}.quickcalc-total{border-top:1px solid var(--ink-700);padding-top:24px}.quickcalc-sum{font-family:var(--font-numeric);font-variant-numeric:tabular-nums;font-weight:700;font-size:clamp(34px,4vw,46px);line-height:1;color:#fff;letter-spacing:var(--tracking-display)}.quickcalc-monthly{font-family:var(--font-numeric);font-size:20px;font-weight:600;color:#fff}.quickcalc-note{font-size:13.5px;line-height:1.6;color:var(--gray-500);margin:14px 0 0}@media(max-width:860px){.quickcalc-section .container{grid-template-columns:1fr;gap:32px}}.compare-grid-wrap{border:1px solid var(--border-subtle);border-radius:var(--radius-lg);overflow:hidden;background:var(--surface-card);box-shadow:var(--shadow-xs)}.compare-grid{display:grid;grid-template-columns:210px 1fr 1fr}.compare-grid .cg-label{background:var(--gray-50);padding:20px 24px;border-bottom:1px solid var(--border-subtle);font-size:13px;font-weight:600;color:var(--text-heading)}.compare-grid .cg-cell{padding:20px 24px;border-bottom:1px solid var(--border-subtle);border-left:1px solid var(--border-subtle);font-size:15px;line-height:1.6;text-wrap:pretty}.compare-grid .cg-head{display:flex;flex-direction:column;gap:10px;align-items:flex-start}.compare-grid .cg-head .cg-title{font-family:var(--font-display);font-weight:700;font-size:19px;letter-spacing:var(--tracking-tight);color:var(--text-heading)}.compare-grid .cg-mark{display:flex;align-items:center;justify-content:center}.compare-grid>:nth-last-child(-n+3){border-bottom:none}@media(max-width:760px){.compare-grid{grid-template-columns:1fr}.compare-grid .cg-cell{border-left:none}.compare-grid .cg-label{padding:12px 20px;font-size:11px;text-transform:uppercase;letter-spacing:var(--tracking-caps);color:var(--text-muted)}.compare-grid .cg-mark{display:none}.compare-grid>:nth-last-child(-n+3){border-bottom:1px solid var(--border-subtle)}.compare-grid>:last-child{border-bottom:none}}.numbered-card .card-no{font-family:var(--font-display);font-size:13px;font-weight:600;color:var(--accent);margin-bottom:14px}.numbered-card h3{font-size:18px}.wizard{background:var(--surface-card);border:1px solid var(--border-subtle);border-radius:var(--radius-lg);box-shadow:var(--shadow-sm);padding:32px;margin:36px 0;max-width:46rem}.wizard-progress{font-size:11px;font-weight:700;letter-spacing:var(--tracking-caps);text-transform:uppercase;color:var(--text-muted);margin-bottom:12px}.wizard-question{font-family:var(--font-display);font-size:22px;font-weight:700;letter-spacing:var(--tracking-tight);color:var(--text-heading);margin:0 0 18px}.wizard-options{display:grid;gap:10px}.wizard-option{display:block;width:100%;text-align:left;background:#fff;border:1px solid var(--border-default);border-radius:var(--radius-md);padding:15px 18px;font-family:var(--font-body);font-size:15px;cursor:pointer;transition:border-color var(--dur-fast) var(--ease-out),background var(--dur-fast) var(--ease-out),box-shadow var(--dur-fast) var(--ease-out)}.wizard-option:hover{border-color:var(--accent);background:var(--blue-50)}.wizard-option:focus-visible{outline:none;box-shadow:var(--focus-ring)}.wizard-option strong{display:block;font-family:var(--font-display);letter-spacing:var(--tracking-tight);color:var(--text-heading)}.wizard-option span{display:block;font-size:13.5px;color:var(--gray-600);margin-top:3px}.wizard-back{background:none;border:none;color:var(--text-muted);font-size:13.5px;font-weight:500;cursor:pointer;padding:8px 0;margin-top:14px;font-family:var(--font-body);text-decoration:underline}.wizard-back:hover{color:var(--accent)}.wizard-result h2{margin-top:0;font-size:26px}.wizard-note{background:var(--surface-accent-soft);border:1px solid var(--blue-100);border-radius:var(--radius-md);padding:15px 18px;margin:16px 0;font-size:14.5px;line-height:1.6;color:var(--gray-700)}.checklist{list-style:none;padding:0;max-width:46rem;counter-reset:check}.checklist>li{background:var(--surface-card);border:1px solid var(--border-subtle);border-radius:var(--radius-lg);box-shadow:var(--shadow-xs);padding:20px 56px 20px 66px;margin-bottom:12px;position:relative;counter-increment:check;transition:background var(--dur-base) var(--ease-out),border-color var(--dur-base) var(--ease-out)}.checklist>li:before{content:counter(check);position:absolute;left:20px;top:20px;width:30px;height:30px;border-radius:50%;background:var(--ink-900);color:#fff;font-family:var(--font-numeric);font-weight:700;font-size:14px;display:flex;align-items:center;justify-content:center}.checklist strong{font-family:var(--font-display);letter-spacing:var(--tracking-tight);color:var(--text-heading);font-size:16.5px}.checklist p{margin:6px 0 0;color:var(--gray-600);font-size:14.5px;line-height:1.65}.checklist>li .check-toggle{position:absolute;right:18px;top:20px;width:22px;height:22px;accent-color:var(--trust);cursor:pointer}.checklist>li.checked{background:var(--surface-trust-soft);border-color:var(--green-100)}.checklist>li.checked:before{background:var(--trust);content:"✓"}.checklist-toolbar{display:flex;align-items:center;gap:16px;flex-wrap:wrap;margin:24px 0;max-width:46rem}.checklist-progress{font-weight:600;color:var(--gray-600);font-size:14px}.site-footer{background:var(--surface-ink);color:var(--gray-400);margin-top:80px;font-size:13.5px}.site-footer a{color:var(--gray-400);transition:color var(--dur-fast) var(--ease-out)}.site-footer a:hover{color:#fff}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;padding:64px 0 40px}@media(max-width:860px){.footer-grid{grid-template-columns:repeat(auto-fit,minmax(13rem,1fr))}}.site-footer h4{font-family:var(--font-body);font-size:11px;font-weight:700;letter-spacing:var(--tracking-caps);text-transform:uppercase;color:var(--gray-500);margin:0 0 14px}.site-footer ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:9px}.site-footer li{margin:0}.site-footer li a{display:inline-block;padding:1px 0}.footer-tagline{font-size:13.5px;line-height:1.65;margin:14px 0 0;max-width:26em;text-wrap:pretty}.footer-disclaimer{padding:0 0 32px}.footer-disclaimer p{font-size:12.5px;line-height:1.7;color:var(--gray-600);margin:0;max-width:80em;text-wrap:pretty}.footer-disclaimer a{color:var(--gray-500)}.footer-legal{border-top:1px solid var(--ink-800)}.footer-legal .container{padding-top:16px;padding-bottom:16px;font-size:12px;color:var(--gray-600)}.footer-legal a{color:var(--gray-500)}@media print{.site-header,.site-footer,.cta-band,.breadcrumbs,.checklist-toolbar,.faq,.page-hero .updated{display:none!important}.page-hero{background:none;border:none;padding:0}body{font-size:11pt;background:#fff}.checklist>li{break-inside:avoid;border-color:#999;box-shadow:none}.checklist>li .check-toggle{-webkit-print-color-adjust:exact;print-color-adjust:exact}a{text-decoration:none;color:inherit}}